Old Age, Disability, and Survivors Kuwait

"Framework First and current laws: 1976 (civilians), implemented in 1977; 1980 (military), implemented in 1981; and 1992 (supplementary), implemented in 1995. Type of program: Social insurance system. Coverage Basic system: Public, private, and oil sector employees, self-employed persons, and military personnel. Supplementary system: Employees with covered monthly earnings greater than 1,250 dinars and those with sources of earnings not covered by the basic system. Voluntary coverage for self-employed persons (not yet implemented). Source of Funds Basic system Insured person: 5% of monthly earnings. The minimum monthly earnings used to calculate contributions are 230 dinars. The maximum monthly earnings used to calculate contributions are 1,250 dinars. Self-employed person: 5% to 15% of declared monthly income, chosen from 22 income bands by the self-employed person. The minimum monthly earnings used to calculate contributions are 200 dinars. The maximum monthly earnings used to calculate contributions are 1,250 dinars. Employer: 10% of payroll. The minimum monthly earnings used to calculate contributions are 230 dinars. The maximum monthly earnings used to calculate contributions are 1,250 dinars. Government: 10% of covered earnings for public employees, 32.5% of payroll for military personnel, and 25% of monthly income minus the self-employed persons’ contributions for self-employed persons."